When property damage happens, the insurance company assigns an adjuster to your claim. That adjuster works for them. I’m Gabriel Antoine, and for licensed claim work I operate as GA Public Adjuster — a registered trade name of GA Property Services. I work exclusively for policyholders, never insurance companies.

I manage the claim from first inspection through final settlement: evaluating damage, documenting losses, interpreting coverage, and pursuing the full recovery available under your policy.

I do not provide construction, renovation, or restoration services to clients I represent on a claim, or on the same property. If I’m your Public Adjuster, I stay in that role for the life of your claim. When your claim requires contractors, engineers, or hygienists, I coordinate with independent professionals — separate businesses, not affiliates of mine — engaged solely to strengthen the documentation behind your claim.

What I do

1. Claim Representation Documentation, policy review, claim presentation, carrier communication, and settlement negotiation — with focus on accurate scope development, full damage evaluation, and proper policy application.

2. Damage Assessment & Documentation Detailed property inspections, photographic documentation, scope development, contents documentation, and estimate review to establish the full extent of covered damage.

3. Negotiation & Settlement Responding to underpaid claims, challenging improper denials, reviewing carrier estimates, preparing supplemental claims, and negotiating a properly supported settlement.

4. Estimate & Scope Review (flat fee or hourly) Not ready for full representation? I’ll review your carrier’s estimate against the actual damage and flag what’s incomplete, mismeasured, or missing. This is a paid consulting service billed flat-fee or hourly and agreed in writing before I start — not contingent on your claim’s outcome. Under this service I don’t contact your insurer or file on your behalf; it’s information for you to use as you see fit.

Claims I handle

Fire & Smoke — structural damage, soot contamination, odor, contents, reconstruction losses Water — burst pipes, roof leaks, appliance failures, storm intrusion, moisture damage Storm & Wind — wind-driven rain, roof damage, fallen trees, structural impacts Theft & Vandalism — property damage, burglary losses, vandalism Business Interruption — commercial losses, operational interruption, business income

Why hire a public adjuster

Advocacy — Insurance companies have adjusters representing their interests. I represent yours. Documentation — I organize and manage the claim to reduce errors, delays, and overlooked damage. Support — Property losses are disruptive. I handle the claim so you can focus on recovery. No recovery, no fee — My compensation is contingency-based. In New York, public adjuster compensation is capped by law at 12.5% of the recovery.

Licensed Public Adjuster — Gabriel Antoine New York #PA-1819103 · New Jersey #3002844026 · Indiana #4242786 Operating as GA Public Adjuster, a registered trade name of GA Property Services.

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